The true cost of smoking cigarettes
Need another reason to quit smoking, well think of the true cost of smoking cigarettes. When you start to break the cost of smoking cigarettes and thinking of the dollar, it might change your perspective. There are many direct and indirect costs that are associated with smoking cigarettes. The cost of smoking cigarettes will cost you more than just the pack you run the store to buy, and this article will discuss the all the costs that you will incur while smoking.
The cost of pack of cigarettes
The cost of a pack of cigarettes increases almost yearly. In 2002 you were able to get a pack of smokes for a mere $4.50, now with increasing taxes you will be paying almost double that amount at about $8.00 per pack. Most smokers smoke about a pack a day. If you do the math, the costs will add up rather quickly.
$8 x 7 days = $56.00 weekly
$56 x 4 = $224.00 monthly
$224 x 12 = $2688 yearly
As you can tell, the costs of buying those packs of cigarettes are not cheap at all. If you continue to do the math, you will see the cost will increase to almost $134,000 over the typical life span of an average smoker (55 years).
High rates for all types of insurance
Insurance companies, especially health insurance companies look at the mortality rate of smokers and see that smoking causes higher mortality rates at an earlier age. This in turn makes insurance companies have to raise the cost of insurance for smokers to balance the costs of medical expenses. In the insurance world it is all about statistics and balancing overhead with profits. The system does not work well with smokers. This is another addition to the true cost of smoking cigarettes. Insurance is not limited to just health insurance, rental insurance, home insurance and auto insurance can be more costly also.
Smoke will ruin your high value items
When you think about it, smoke damages anything that in comes in contact with. Smoke damages houses, carpets, cars, furniture, heirlooms, and just about anything you can think of. Where ever you decide to smoke, you are slowly depreciating the value of the area. The smoke will damage whatever it comes in contact with, and this in turn will hurt any resale value that you might have on that item you make want to get rid of. Just think about how many times you have seen a classified advertisement that stated “non-smoker”. Just that statement alone increases the value of the item.
Discrimination (legal discrimination) in the workplace
As a society, we don’t like to think that we are ever discriminated against, but many times in the workplace smoker s are discriminated against. This is yet another cost of smoking cigarettes. Employers can legally, yes I said legally, discriminate against someone who is a smoker. They can decide not to give someone a promotion, because of liability behavior, and or increasing their overhead cost of insurance. Smokers may find that they may not be included in functions because upper management frowns of that type of behavior. It is not necessarily right, but it does happen. Smokers should be aware of this.
If you have a smoker, you might want to think twice about smoking, it can have real negative effects on your pocket book and cost you upwards of $400,000 over a lifetime. That is money that could be spent on so many other wonderful things. The true cost of smoking cigarettes is just plain expensive.
If you are considering quittin cigarettes, you might want to consider the Quit Smoking Today program.
ABOUT THE AUTHOR:
Name: John Durham
Location: Phoenix, AZ
Hi, my name is John and I am proud to say that I am smoke free for almost 5 years! I have recently decided to start writing for Stopcigarettes.net to help those who want to quit the habit. Quitting Smoking is a very difficult thing to do and hopefully this the resources on this website can help aid other to becoming smoke free.